The client are a FinTech Lender with steady and solid growth – super stable and very well thought of. The main reason people join this lender – and stay, is the people. There are some super impressive individuals working as a team here, not only will you benefit from some cerebral and genuinely grounded colleagues but you’ll also be exposed to leading edge tech, personal and professional development and some fantastic in-house bespoke systems.

The Role

This is a Lead role, you’ll work in a team of 3 currently and have real exposure within the Business – so this isn’t for the feint of heart in that regards. You’ll own:

• Develop, deploy and monitor credit strategies to deliver targeted commercial outcomes.
• Ensuring all strategies are compliant with external regulatory requirements and internal risk appetite.
• To ensure our Credit strategies are aligned to Credit policy.
• To provide specialist support to the MD in the delivery of the business lending goals (volume and quality)
• Providing ideas, identifying opportunities and recommendations to improve customer outcomes & business strategies through analysis and implementing these
• Conduct rigorous statistical analysis, forecasting and data mining of various datasets to shape and guide decision-making across several strategic areas

Requirements:

You’ll come from a Credit Risk Analytics background, that’s for sure -though we’re agnostic in terms of Secured / Unsecured – Prime / Near Prime etc. This role is more on the Acquisition and ECM side, which could either add more strings to your bow or you’ll be able to share your deep knowledge and experience with the Business:

• Relevant credit strategy experience within a financial services or retail lending environment
• Proven track record of driving strategic/operational changes
• Experience leading a key analytical function (people management experience not required)
• Exceptional problem-solving skills using logical reasoning and analytical methods
• Advanced knowledge of Excel
• Working knowledge of SQL
• One programming language (R, VBA, Python or similar) are a plus
• Ability to work in a fast-paced start-up environment

In return, our client offers an excellent working environment, hybrid working currently 1 day in the office Nottingham (walking distance from the Station) Bonus and awesome benefits – besides the fact you’ll be working with some super bright people!

Full Job profile available from any of the team at PeopleGenius.

Keywords: Credit Risk Analyst, Risk Analyst, Credit Risk, Senior Credit Risk Analyst, Analyst, Modelling, Quantitative Analyst, Lead Analyst, Lead Credit Risk Analyst, Credit Analyst, Senior Credit Analyst